The photo features a couple sitting on a light-colored sofa in a cozy interior. One person is holding a mobile phone, and both individuals are close together, suggesting intimacy and shared time. In the background, there are large windows allowing natural light to flood the space, adding warmth and a pleasant atmosphere. Yellow arrows are placed on either side of the image, pointing left and right.

Banking with ease and speed

Our mission is to bring the benefits of modern technology to our customers by providing simplicity and convenience.

Fast, easy and reliable access to services for individual customers

Convenient and transparent banking from the comforts of home

The image features a 3D map of Europe displayed against a purple background. Most of the map is shown in white, while a specific region in Central Europe, including Poland and Austria, is highlighted in bright yellow. This emphasis draws attention to the highlighted area, indicating its significance within the broader European context. The overall design is modern and visually appealing, making it easy to identify the focal point of the map.

About us

As Raiffeisen Digital Bank AG, we offer digital banking products and services to private individual consumers. Our goal is to become the bank of choice for people with a preference for digital banking. Reliable, fast, effortless, and with that bit of something extra.

We have offered fully digital loans and a comprehensive mobile banking solution to Polish residents, including current accounts, payment services, debit cards, savings accounts, and online term deposits.

Visit Polish website

The image shows a couple relaxing on a comfortable sofa. One person is reading a book, while the other is holding a tablet, indicating a shared moment of leisure and engagement with different activities. The cozy setting is enhanced by the soft textures of the sofa and the warm lighting. Yellow arrows are placed on either side of the image, pointing left and right.

Products Online loans without the need to visit a bank branch

All you need is our mobile app, a selfie, your ID card, and a current account with any Polish bank.

Credit decisions after creditworthiness assessment
Fixed interest rates without hidden fees
Flexible repayment without additional fees
Exclusively available on the Polish market

Discover more on our Polish website

The image shows two friends sitting together in a cozy setting, likely inside a vehicle. Both are engaged with their smartphones, sharing something on their screens, which indicates a moment of connection and enjoyment. The warm colors of their clothing and the inviting atmosphere contribute to a sense of camaraderie. Yellow arrows are placed on either side of the image, pointing left and right.

Products Your simple banking experience

Free opening of the current account, fully digital
No fees for account-to-account transactions to another account at Raiffeisen Digital Bank or other domestic (Polish) banks
Truly free bank account. No requirement for transactions or inflow to the account
Receive a free virtual Visa Gold debit card
Convenient and transparent banking from home
Help to save the environment by using digital debit cards
Bye, bye paperwork, account fees & queues
Ability to use Google Pay and Apple Pay
We do not charge commission for withdrawals from contactless ATMs at home & abroad

Discover more on our Polish website